FREE CONSULTATION · MIAMI, FL · NOTHING DUE ON THE CALL
Get a clear understanding of what's affecting your credit. Our team reviews your credit reports, identifies inaccurate or questionable information, and helps you take the right steps toward a stronger financial profile.
Get a clear understanding of what's affecting your credit. Our team reviews your credit reports, identifies inaccurate or questionable information, and helps you take the right steps toward a stronger financial profile.
WHY YOU'RE HERE
Every account, collection, and inquiry—most Miami-Dade buyers never see the whole credit report laid out clearly until this consultation.
Discover what is inaccurate, incomplete, or unverified on your file—and what is legitimate and stays under FCRA guidelines.
Clear timeline on how many dispute letters go out to creditors and bureaus, showing how fast you can hit Miami mortgage pre-approval benchmarks.
The cheapest decline is the one you never applied for—whether buying a home in Miami, financing a car, or applying for local business capital.
An old collection or hard inquiry doing unseen damage to your score right when a South Florida lender evaluates your file.
THE DIFFERENCE
No setup fee, no contract, no lock-in. Pricing scales to how many items are actually sitting on your file — not to how badly you want the house, the car, or the funding.
No setup fee, no contract, no lock-in. Pricing scales to how many items are actually
sitting on your file — not to how badly you want the house, the car, or the funding.
No script, no pressure, no charge at the end of it. Here's exactly how the call goes.
01
You finally see your own file
We open your report and share the screen. Every account, collection, and inquiry, reporting bureau by bureau.
02
You find out what's
actually challengeable
Item by item: what's inaccurate,what's incomplete, what a creditor is unlikely to verify, and what's legitimate and stays.
03
You get a plan with a
number on it
How many letters, to which
creditors and bureaus, on what schedule, at what monthly cost. Nothing vague.
04
You decide, with no
money on the table
Nothing is due on the call. If you go ahead, letters go out first and billing starts after — never the other way round.
Credit Repair Plans
$0 UPFRONT FEES · VIRTUAL SERVICE ACROSS MIAMI-DADE & SOUTH FLORIDA
$0 Due Today · Billed After Generation
$0 Due Today · Billed After First Round
$0 Due Today · Billed After First Round
$0 Due Today · Billed After First Round
$0 Due Today · Billed After First Round
Want maximum dispute authority? Add a notarized POA during checkout or onboarding. This grants us legal authorization to challenge bureau responses directly on your behalf, speeding up dispute resolution and cutting through bureau stalls.
READ THIS PART
We would genuinely rather lose you here than have you work it out in month three, four hundred dollars in. If you're expecting accurate, verifiable information to just disappear, or a guaranteed score number by a set date — that's not this call, and anyone promising it is selling you something else.
We would genuinely rather lose you here than have you work it out in month three, four hundred
dollars in. If you're expecting accurate, verifiable information to just disappear, or a guaranteed score
number by a set date — that's not this call, and anyone promising it is selling you something else.
FAQ
No. We only challenge information that may be inaccurate, outdated, incomplete, or unverifiable. Accurate negative information cannot legally be removed, but we can help you understand your credit report and identify areas for improvement.
Every credit profile is different. While some clients may see progress within the first few months, the timeline depends on your specific credit situation, the items being reviewed, and how quickly the credit bureaus respond.
Yes, you have the right to dispute items on your own. However, our team provides experience, strategy, and ongoing support to help make the process more organized and effective.
We understand that many people have had frustrating experiences. Our approach focuses on transparency, personalized strategies, and keeping you informed throughout the process.
Yes. You can cancel your service according to the terms of your agreement. Our goal is to provide value and support while helping you make informed decisions about your credit journey.
While not mandatory, a notarized POA gives our team official authorization to challenge credit bureau stalls, verify dispute responses, and demand full compliance under the FCRA without requiring you to manually sign every follow-up letter.
We can help guide you toward understanding your credit profile and business readiness. Strong personal and business credit foundations can play an important role in accessing future funding opportunities.
No. We follow a transparent process and clearly explain all fees and services before moving forward. You’ll always know what to expect before any charges are made.
IN THEIR WORDS
No cost, no obligation, nothing due at the end of it. You'll leave knowing exactly what's on your file and what can be done about it — whether you work with us or not.
FREE · NOTHING DUE UP FRONT
Credit Right
5201 Blue Lagoon Dr, 8th Floor, Miami, FL 33126
© 2026 Credit Right. All rights reserved.
Credit Right Services is a credit repair organization and not a law firm. Free attorney reviews and FCRA litigation are provided independently by our partner law firms.